Thanks for visiting this site.  I am passionate about financial education for adults and children.  My desire is for all wage earners and future wage earners to become fully aware of the basic economic equation; that is, once money is spent, all other options immediately disappear.  The option to build net worth is the most important option, and most wage earners never exercise it.  

I wrote Finance Matters!  Exploring Your Assets and Securing Your Future as a  way to help folks understand what happens to money that is earned.  It is written as a guide for children and to help adults become better informed about economics.  In this format, parents and children may discuss financial matters without constantly referring to equations.  I believe the philosophy of net worth building must be embraced as a core attitude before net worth building can become a life long habit.

I encourage adults to communicate financial values and principles to children.  By sharing these principles, wage earners may become aware of the problems financial illiteracy can cause.  As successful net worth managers share the principles of finance matters, financial literacy will increase and, I believe, our children will experience better lives.